Thursday, October 31, 2013

Me Too.

I received my letter(s) in the mail indicating that no, actually, I can't keep my health plan.

Old plan for family = 144 per month.
New plan for family = 254 per month.

Deductible on both is high enough that we'll never use it all up, and so everything for the year will be out of pocket.  In other words, both are catastrophic plans.  It's just that the new plan is slightly less so*.  And I get to pay $1200 a year more for the benefit of having it.

The MNSure website isn't really working yet.  And the "need help?" link ends at a 404.

Less than perfect, indeed.


* = If you ignore the fact that on my previous plan I had 100% coverage after the deductible, whereas now I have an 80/20 copay situation after deductible.  So the financial results of any medical catastrophe will actually be much more, well...  Catastrophic.


2 comments:

Anonymous said...

Jesus. A 76% increase.

It's one thing to know it's coming. It's definitely another thing to have it arrive.

Lieuie II said...

Exactly right.

As a side note... TurboTax estimator says most of this should now be "free" for me, based on income, etc. MNSure doesn't agree. TurboTax website works. MNSure website doesn't. Go figure.

And now whereas previously I could make my own decisions and cover my own expenses, through government mandate I can now only comfortably afford that which they require through their generosity with other folks' money.

An unfortunate series of events.